FREE book: The Book on Texas Real Estate Investing — download now

Owner financed homes in Texas, TX

Check our updated investment properties for sale in Texas, TX. The real estate deals have been wisely curated by our team for you to achieve a cashflow-positive property investment. Added, investment tips and performance data in Texas, TX.

some people having a discussion over a table for minimum down payment for investment property texas
bool(false)

Long Term Rental

DFW One Percent Rule Quadplex $520k

8005 Rothington Rd, Dallas

Purchase Price:$520,000

Cashflow:$704/mo

Cap Rate:7.61%

Mid Term Rental

DFW Little Elm Multi Strategy Discounted Duplex $550k

430 Woodgrove Dr, Little Elm

Purchase Price:$550,000

Cashflow:$36/mo

Cap Rate:6.07%

Short Term Rental

Dallas Premiere Location Turnkey Short Term Rental $1.3M

5100 Mission Ave, Dallas

Purchase Price:$1,300,000

Cashflow:$1,280/mo

Cap Rate:7.17%

Long Term Rental

DFW Fully Occupied LTR Quadplex $550k

8133 Foxfire Ln, White Settlement

Purchase Price:$550,000

Cashflow:$110/mo

Cap Rate:6.23%

Long Term Rental

DFW Arlington Fully Occupied LTR Triplex $515k

617 Lost Springs Ct, Arlington

Purchase Price:$515,000

Cashflow:$304/mo

Cap Rate:6.70%

Long Term Rental

DFW North Richland Hills Turnkey LTR Duplex $475k

9281 Meandering Dr, North Richland Hills

Purchase Price:$475,000

Cashflow:$44/mo

Cap Rate:6.10%

Long Term Rental

DFW (Fort Worth) Single Family Rental $340k

525 Bent Oak Dr, Fort Worth

Purchase Price:$340,000

Cashflow:$350/mo

Cap Rate:6.63%

Long Term Rental

DFW (Fort Worth) Fully Occupied Duplex $325k

3600 Hulen Park Cir, Fort Worth

Purchase Price:$325,000

Cashflow:$460/mo

Cap Rate:7.09%

Short Term Rental

DFW (Euless) Turnkey Active AirBnb $295k

105 Yorkshire Ct, Euless

Purchase Price:$295,000

Cashflow:$571/mo

Cap Rate:8.31%

Long Term Rental

DFW (Arlington) Central Location Turnkey Single Family Rental $370k

2619 Hidden Ridge Dr, Arlington

Purchase Price:$370,000

Cashflow:$441/mo

Cap Rate:6.83%

Long Term Rental

DFW (Plano) Turnkey Househack Duplex $500k

1801 Camelot Cv, Plano

Purchase Price:$500,000

Cashflow:$100/mo

Cap Rate:5.64%

Short Term Rental

DFW (North Dallas) Turnkey Short Term Rental / AirBnb $1.05M

9309 Moss Farm Ln, Dallas

Purchase Price:$1,050,000

Cashflow:$3,385/mo

Cap Rate:9.26%

Long Term Rental

DFW (Rowlett) Multi-Strategy Single Family Rental $465k

4113 Bluffpoint Rd, Rowlett

Purchase Price:$465,000

Cashflow:$245/mo

Cap Rate:6.03%

Long Term Rental

DFW (Little Elm) Premiere Location Duplex $550k

268 Castleridge Dr, Little Elm

Purchase Price:$550,000

Cashflow:$326/mo

Cap Rate:6.11%

Long Term Rental

DFW (Carrollton) Premiere Location Duplex $530k

2212 & 2214 Heritage Cir, Carrollton

Purchase Price:$530,000

Cashflow:$230/mo

Cap Rate:5.92%

My Crucial Tip To Purchase Investment Properties In Texas, TX.

My Crucial Tip to Owner financed homes in Texas

Texas offers a wealth of opportunities for investors in owner-financed properties. The state has a very strong economy, diverse cities, and consistent population growth, so it attracts a number of people who may not qualify for traditional mortgages. Tap into the market of people who seek homeownership by targeting single-family homes, multi-unit properties, and even rural land throughout Houston, Austin, Dallas, and surrounding areas. The flexibility of owner financing can be very appealing to families, self-employed individuals, and retirees, so there is a broad pool of potential buyers. Structure your agreements with competitive terms to secure steady income while reducing common risks associated with conventional rentals like vacancies or defaults. In a high-demand market like those in Texas, offering owner financing can give you a competitive edge, attracting buyers who are ready to commit to long-term agreements. The dynamic job market in Texas, along with its favorable tax environment, contribute to sustained housing demand. Owner-financed investments can be profitable and stable for your real estate portfolio if you approach with the right strategy.

Texas Investment performance and average price

Avg Purchase Price Avg Cap Rate Avg Cash on Cash Return Avg Cash Needed to close
Commercial 5+ units LTR $150k per door +/- $50k 6%-7% 4-5% $40k per door
Short Term Rental (SFH) $550k 10%-12% 10% 120k
STR (2-4 Units) $200k per door 11%-13% 10-11% $55k per door
Long Term Rental (2-4 Units) 300-400k 3%-5% 2% - 4% 98k
Long Term Rental (SFH) 300k - 350k 2% - 4% 2% - 3% $71,500
Househack (2-4 Units) 150k - 175k per door 3-5% 0% $12,500 per door
Househack (SFH) 325k - 400k 2-4% 0% $18,750

Frequently asked questions

I Am Ready to Invest. What Should Be My Next Step Toward Buying Owner financed homes in Texas?
We are thrilled that you are here! If you are exploring the possibility of investing in Owner financed homes in Texas, our team is waiting to hear from you. During your introductory consultation, we will chat about your goals, try to pin down your search criteria, and answer any questions you might have. We can also recommend our preferred lenders to begin the pre-approval process and get you ready to submit offers based on our findings in the local real estate market.
Do You Personally Invest in Owner financed homes in Texas and Other Markets?
Yes. Every member of our team is an active real estate investor. Victor acquires multiple properties annually, including Owner financed homes in Texas, with a portfolio that includes single-family homes, multi-family properties, and more. The strategies we recommend are the exact ones that we personally use.
How Many Clients Do You Work With Who Are Interested in Owner financed homes in Texas?
Currently, we keep our Active Investor list limited to 30 clients at a time. This way, we can ensure we can offer equal attention and a personalized experience for all. If you are working with us to seek Owner financed homes in Texas, we will review your file daily and deliver curated prospects aligned with your goals. We only work with engaged clients and aim for consistent communication.
Do You Work With Investors Looking for 5+ Units Owner financed homes in Texas?
Absolutely! We are happy to help clients who wish to purchase Owner financed homes in Texas that include 5+ unit multifamily buildings. However, we consider 2-4 units to be the gold standard for such endeavors. Cap rates have improved for these larger assets as interest rates have increased, so there are strong acquisition opportunities at present.
Is It Still Possible to Find Cash-Flowing Owner financed homes in Texas?
Yes, but it is crucial to adapt the strategy to the local market. This is where we come in, as we have a strong first-hand knowledge of local markets when exploring Owner financed homes in Texas. Let us do the work in comparing traditional long-term rentals versus short- or medium-term strategies to find the perfect approach in this location. We will align your acquisition of Owner financed homes in Texas with a management strategy that supports your income goals.
I Am an Out-of-State Investor. Can I Still Buy Owner financed homes in Texas?
Of course! In fact, many of our clients are based outside of Texas. We have honed an efficient system to support out-of-state investors with things like remote video walkthroughs, electronic document signing, and mobile notary services. We make it easy to purchase Owner financed homes in Texas with confidence from anywhere in the country with no need to travel.
How Many People Are on Your Team, and Will I Work With You Directly When Searching for Owner financed homes in Texas?
Our team consists of seven full-time professionals, including four investor-focused agents, a real estate analyst, and a closing coordinator. We are also supported by a professional network of trusted contractors and others who are crucial to the process, assisting with legal and tax consultancy, recommendations for improvements, and more. If you are pursuing Owner financed homes in Texas, you will work directly with Victor in the initial stages, but the full team will be at your disposal.
Are There Owner financed homes in Texas by Owner?
We are very experienced at tracking down Owner financed homes in Texas that are listed directly by the owners. These types of listing can occasionally offer unique opportunities, but you will need our help to perform due diligence and full legal compliance. Let us help you evaluate these opportunities to ensure they align with your investment goals.
Where Can I Find Cheap Owner financed homes in Texas?
The cheapest Owner financed homes in Texas are usually found in emerging neighborhoods, older subdivisions, or through off-market deals. These properties may require some light renovation, but they often present opportunities for robust long-term cash flow. Work with our team to identify undervalued assets that match your budget and offer strong returns.
Positive Cashflow in Appreciating Markets

Ready to invest in central Texas real estate?

Schedule a call
Positive Cashflow in Appreciating Markets

Ready to invest in central Texas real estate?

Schedule a call
Positive Cashflow in Appreciating Markets

Ready to invest in central Texas real estate?